MY Referral codes
So this page is dedicated to the listing of the referral codes of some of the products/services that I use myself, and please feel free to use these codes should you find yourself considering to jump aboard these products/services too and is looking for referral codes to sweeten your joining process with them.
Just to be clear on my end, I don't just randomly include any referral codes that I have here. In order for these referral codes to be listed here, they must fulfil these criteria:
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I must be using / have used these products/services myself.
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I must be at least fairly satisfied with their product/services on my end.
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These referral codes/deals must benefit you too while it benefits me - If not, why bother on your end?
Take note though I am not promoting these listed products/services. While I may find myself fairly satisfied with their products/services, you might beg to differ on your end. However, if you are already considering to use their products/services, then feel free to use my referral codes for a win-win situation to the both of us! :)
Google Pay | Digital Payment
Referral Code ends: 31st May 2021
Referral Link: Download the mobile app using this link: (Access link on phone)
Additional Criteria: First time user only; and you need to make a $10 transaction (payment or peer-to-peer transfer) with Google Pay, and be opted-in to Google Pay's offer and rewards.
What you get: $3 cash (in your PayNow account, once above criteria is fulfilled)
What I get: $3 cash
MoneyOwl | Financial Services & Advisory
Referral Code: 3LCY-92WU
What you get: Up to $65 GrabFood credits in total when you sign up an account with them using the referral code, and subsequently utilise MoneyOwl's products and services (Insurance products ($20), Investment products ($20), Comprehensive Financial Planning ($20) and Will Writing Services ($5)). Note, do also let MoneyOwl's agent know that you were referred in, so he can inform his admin department to follow up.
What I get: Accordingly also up to $65 GrabFood credits depending on how much you got
Ohm | Electricity Retailer
Referral Code: OHMREF4F50AE
What you get: $20 off your electricity bill (one-time) when you switch to Ohm
What I get: $20 off my electricity bill (one-time) when you switch to Ohm
ShopBack | Online Cashback and Deals
What you get: $5 (in your ShopBack account) when you make a first-time purchase of $25 or more
What I get: $5 (in my ShopBack account) when you make a first-time purchase of $25 or more
iHerb | E-Commerce (Supplements)
Referral Code: FRX9997
Additional Note: This code can be used everytime you check out. No limit.
What you get: 5% off your order with iHerb
What I get: 5% (via iHerb rewards credits)
Shopee | E-Commerce
Referral Code: JEFFR435
What you get: $10 off your first purchase on Shopee
What I get: $5 (via Shopee Coins)
Fave | E-Cashback and Deals; Digital Payment
Referral Code: 6YGCH
What you get: $1 off your first purchase (min $20)
What I get: $1 (via Fave credit)
Aprilskin | E-Commerce (Skincare)
What you get: $5 off your first order
What I get: $5 (when you make your first purchase)
iTea | Food & Beverages (Bubble Tea)
Referral Code: 6656
What you get: $2 iTea credit + $1 iTea voucher, when you sign up (no purchase required)
What I get: $1 iTea voucher, when you sign up (no purchase required)