PRIVACY policy

Privacy Policy


"Site", capitalised or otherwise, means,,, and/or any other website and social media pages operated in relation to the Site.

"User", capitalised or otherwise, means the person who accesses, uses or subscribes to the Site, and, if authorised and applicable, the entity on whose behalf any person accesses, uses or subscribes to the Site.


The Site (“”) is committed to protecting and respecting the privacy of the Users. This Privacy Policy describes how we may collect, use and disclose the information of our Users.



Your use of this Site is subject to this Privacy Policy and our Terms of Use Policy. For information on the Site's term of use, please refer to our Terms of Use Policy. By using this Site, you are deemed to have accepted and agree to be bound by both the Privacy Policy and the Terms of Use Policy. 


This Site may collect personal information from Users in a variety of ways, including, but not limited to, when Users visit this Site, or subscribe to our newsletter. Users may be asked for, as appropriate, their name, and email address. Users may, however, visit this Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personal identification information, except that it may prevent them from engaging in certain Site related activities. If Users want to have their personal identification information removed from the Site's database after voluntarily submitting such information to the Site, please inform us and we will delete all such personal identification information within a reasonable time, subject to the retention for purposes of complying with applicable laws, resolving disputes, enforcing the terms of our agreement with you and protecting this Site's intellectual property rights.


This Site may collect non-personal identification information about Users whenever they interact with the Site. Non-personal identification information may include the browser name, the type of computer and technical information about the Users’ means of connection to the Site, such as the operating system and the Internet service providers utilised and other similar information. Your use of this Site will constitute your acceptance of such collection of non-personal identification information.


This Site may use “Cookies” to enhance the User experience. Cookies are small files that a website or its service provider transfers to your computer’s hard drive through your Web browser that enables the website’s or service provider’s systems to recognise your browser and capture and remember certain information. This Site may use Cookies to keep track of advertisements, and compile aggregate data about website traffic and website interactions in order to offer better website experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf. Users may choose to set their web browser to refuse cookies, or to alert them when cookies are being sent. They can do this through their browser settings. If they disable cookies, some features of this Site may be disabled, though it will not affect the User experience.


This Site does not sell, trade, or otherwise transfer to outside parties the personal identifiable information of Users unless we provide users with advance notice. We may also release information when its release is appropriate to comply with the law, enforce the Site policies, or protect ours or others’ rights, property, or safety. However, non-personal identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.


Occasionally, at our discretion, we may include third-party links to third-party websites on this Site. This is not in any way an endorsement by the Site of the contents on such third-party websites. If users access any third-party links, they do so entirely at their own risk. These third-party websites may have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. The Site shall not be responsible for the contents of any third-party websites linked from this Site and does not make any representations or warranties regarding the contents or accuracy of materials on such third-party websites. Any material or detail posted in the Site by any User may be viewed by users of other websites linked to the Site and the Site shall not be responsible for any improper use by any User or third-party from linked third-party websites of any data or materials posted on the Site.


Your use of this Site is subject to this Privacy Policy and our Terms of Use Policy. By using this Site, you are deemed to have accepted and agree to be bound by both the Privacy Policy and the Terms of Use Policy. We reserves the right to make changes to these policies from time to time. Your continued use of the Site constitutes your agreement to comply with such revisions. We may notify you of such changes by any reasonable means, including by posting the revised version of these policies on this Site. Your use of this Site following changes to these policies will constitute your acceptance of those changes as well.

Both the Privacy Policy and the Terms of Use Policy will be governed by and construed in accordance with the laws of Singapore.


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All information contained herein this blog is solely Jeffrey's personal opinion, and does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy, nor does it constitute any prediction of likely future movements in rates or prices or any representation that any such future movements will not exceed those shown in any illustration. It also does not constitute an offer to buy or sell an insurance or financial product or service nor is it intended to provide insurance or financial advice. Readers are fully responsible for their investment decision, including whether the product or service described (if any) herein is suitable for them. Readers are also advised to do their own due diligence, and to consult a financial adviser for any financial advice. Jeffrey will not accept any responsibility or liability of any kind, with respect to the accuracy or completeness of the information herein, and makes no representation or warranty of any kind, express, implied or statutory regarding any information contained or referred to herein.

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