• jeffreyleezq

My Portfolio & Dividend Updates (End September 2021)

Monthly update on my Portfolio percentage breakdown and dividends received (if any).

It's the end of the month, so it's time for a portfolio & dividend update. (:

My portfolio listed here consists purely of equities and cryptocurrencies only, and excludes social security (CPF & SRS), debt instrument holdings (i.e. bonds & SSBs etc), emergency funds, as well as personal savings.

As such, any returns from the excluded items above (e.g. dividends from CPFIS/SRS investments, coupons from bonds and interest from saving accounts etc) will be excluded from the total amount in the 'Dividend Updates' section below as well.

Portfolio Breakdown by Securities

For the month of September, I finally sold my remaining Singtel shares (Z74), and alongside bought in a small amount of Vanguard S&P500 UCITS ETF (VUSD). This is in line with my goal to exit the local equities market for now, and to increase the S&P 500 stake in my portfolio to 40% eventually.

I also bought into a little more cryptocurrency, again for more exposure. In addition, I also redeemed some free cryptocurrencies from Coinhako, using the daily login points that I have accumulated on the cryptocurrency platform itself. Not surprisingly, the month of September saw a good amount of dip in the cryptocurrency market after China's central bank declared all cryptocurrency transactions illegal. The Crypto Fear & Greed Index at the point of writing is now 20 (Extreme Fear). For comparison, just last month it was standing at 73 (Greed).

As with my earlier posts, I emphasise here that I am not encouraging anyone to go into cryptocurrencies or to embark on this crypto trading endeavour of mine. I am fully aware of the risk involved with cryptocurrencies, and is very well prepared to lose everything I put into my cryptocurrency holdings. So please do your own due diligence.

And that's it for September. As mentioned in my previous post, I will continue to direct new funds to increasing my emergency savings for now, before I start rebuilding my Warchest for more investment action next year. haha.

In the mean time, stay safe everyone. :)

[NOTE] I currently use Coinhako to buy and sell my cryptocurrencies. If you are keen also to explore using Coinhako, you can sign up using my referral link here, or alternatively key in my referral code 162668_68430856 when signing up for an account. - Disclaimer: I get a tiny commission when you trade (To clarify, it does not affect you, and you are not paying more when you trade. The commission is given by Coinhako as an additional reward to referrers). If you enjoy reading my content, this small commission goes a long way to help me pay for the blog's hosting fees.

Dividend Updates

September, being the end of the third quarter, is as always a wonderful month to look forward to for dividend payouts. Really delighted to receive ~$640 worth of dividends for this month, and looking forward to reinvesting this amount in the coming weeks.

My total amount of dividends received since the start of 2021 stands at S$2,755.17, giving me an average dividend amount of S$306.13 monthly from January till September 2021.

Note: Dividends are recognised after ex-dividend (EX) date.

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Disclaimer: All information contained herein this blog is solely the writer's personal opinion, and does not constitute an offer, recommendation or solicitation of an offer of any kind. Readers are also advised to do their own due diligence, and to consult a financial adviser for any financial advice.